Tax, Accounting & Wealth Advisory for SMEs, SMSF Trustees & High Net Worth Individuals | FinTax Partners Brisbane
End-to-End Tax, Accounting & Mortgage Solutions for Business Owners, SMSF Trustees & High Net Worth Investors
Business owners, SMSF trustees, and high net worth individuals (HNIs) share a common challenge: the more successful you become, the more complex your financial life gets. Multiple entities, investment portfolios, superannuation funds, property holdings, and succession considerations all interact in ways that require coordinated, expert advice not a piecemeal approach across disconnected advisers.
At FinTax Partners in Greenslopes, Brisbane, we provide a genuinely integrated financial service for SME owners, franchise operators, SMSF trustees, and high net worth investors. From entity structuring and CGT planning to SMSF compliance and investment property finance our team coordinates every aspect of your financial position to protect your wealth, minimise your tax, and support your long-term goals.
We understand that for business owners and HNIs, the line between business finances, personal wealth, and retirement planning is rarely clear. Our value lies in seeing — and managing the complete picture.
Challenges We Understand
SME owners, SMSF trustees, and high net worth individuals face interconnected financial complexities that require coordinated expertise:
- Structuring multiple entities companies, trusts, and SMSFs to work together tax-effectively
- Managing trust distributions, Division 7A compliance, and franking credit strategies each financial year
- Navigating SMSF compliance, annual audits, and investment strategy requirements under the SIS Act
- Coordinating CGT planning across business assets, investment properties, and share portfolios
- Accessing the right investment property finance structures without disrupting business cash flow
- Planning for business succession, estate transition, and inter-generational wealth transfer
Our Services for SME, SMSF & HNI Clients
Wealth Structuring & Tax Minimisation
Entity selection, trust distribution strategies, CGT planning, Division 7A management, and SMSF tax strategy to protect and optimise wealth accumulation across your complete financial structure
SMSF Services & Property Lending
SMSF establishment, annual compliance, tax return lodgement, audit coordination, and specialist advice on property investment within super including Limited Recourse Borrowing Arrangements (LRBAs)
SME Accounting & Franchise Support
Bookkeeping, BAS, payroll, management reporting, and KPI analysis for franchise and small business owners plus commercial loans, vehicle and equipment finance arranged through our in-house broking team
HNI Investment & Portfolio Accounting
Portfolio tax reporting, investment property accounting, share portfolio CGT management, and tax optimisation for high net worth clients with complex, multi-asset investment positions
Succession & Estate Tax Planning
Business succession structuring, inter-generational wealth transfer strategies, CGT-efficient estate planning, and coordination with your legal advisers to ensure your wealth plan is comprehensive and tax-effective
Mortgage & Investment Finance
Home loans, investment property loans, SMSF lender introductions, commercial finance, and portfolio refinancing structured to align with your tax position and wealth strategy
Why Choose FinTax Partners for SME, SMSF & HNI Clients?
- Fully integrated service: business accounting, SMSF, personal tax, and mortgage broking one coordinated team
- Deep CGT and trust expertise for HNIs and business owners with complex multi-entity structures
- Specialist SMSF knowledge including LRBA property strategies and pension phase planning
- Proactive tax planning throughout the year not just a year-end tax return
- Based in Greenslopes, Brisbane serving SME owners, investors, and HNIs across South East Queensland
Frequently Asked Questions
 The optimal structure for a business owner typically involves a combination of a trading company or trust, a holding entity for asset protection, and an SMSF for retirement wealth. The right combination depends on your income level, asset base, and succession goals. FinTax Partners designs integrated structures that minimise tax across all your entities while protecting your personal assets.
Yes, through a Limited Recourse Borrowing Arrangement (LRBA). An SMSF can borrow to acquire a single acquirable asset such as a residential or commercial investment property provided strict SIS Act rules are met. FinTax Partners advises on LRBA compliance and our broking team introduces clients to specialist SMSF lenders.
Small business owners with aggregated turnover under $2 million (or net assets under $6 million) may access the four small business CGT concessions: the 15-year exemption, 50% active asset reduction, retirement exemption, and rollover concession. These can significantly reduce or eliminate CGT on the sale of active business assets. FinTax Partners provides strategic planning to maximise your access to these concessions.
Managing tax across a large property portfolio requires coordinated CGT planning, ownership structure optimisation (individual, joint, trust, or SMSF), negative gearing management, depreciation strategy, and timing of disposals to access the 50% CGT discount. FinTax Partners provides holistic investment property tax advice for HNIs across Brisbane and QLD.
Protecting and growing your wealth as an SME owner, SMSF trustee, or HNI?
Book a strategic consultation with FinTax Partners 07 3073 1567