Accounting, Tax & Finance for Construction & Infrastructure Firms | FinTax Partners Brisbane
Strategic Tax, Accounting & Finance for Builders, Tradies and Infrastructure Specialists
The construction and infrastructure sector operates under unique financial, tax, and compliance pressures that general accountants often overlook. From managing cash flow across multi-stage projects and navigating complex GST rules on construction contracts, to maintaining QBCC licensing compliance and arranging project finance the financial demands on builders, developers, subcontractors, and infrastructure firms are significant.
At FinTax Partners in Greenslopes, Brisbane, we specialise in delivering practical accounting, taxation, and lending solutions specifically designed for the construction industry. We understand how construction businesses operate progress claims, retention amounts, contract variations, subcontractor arrangements, and the constant pressure of project cash flow and we structure our advice around these realities.
Whether you are a sole trader, a growing construction SME, or a large-scale infrastructure developer, our team provides the financial clarity, compliance confidence, and lending access you need to run profitable, protected projects.
Challenges We Understand
We work with construction businesses every day and understand the specific financial pressures you face:
- Managing cash flow gaps between progress claims, retentions, and supplier payments
- Navigating complex GST rules including the margin scheme, reverse charge, and retention accounting
- Meeting QBCC Minimum Financial Requirements (MFR) reporting obligations to protect your licence
- Structuring contractor and subcontractor relationships correctly under ATO PAYG and SGC rules
- Accessing construction finance, equipment lending, and vehicle finance at the right cost
- Job-level profitability visibility across multiple concurrent projects and contracts
Our Services for Construction & Infrastructure
Construction Tax Planning & BAS/GST
Industry-specific GST advice on construction contracts, margin schemes, retention accounting, and contractor/subcontractor PAYG obligations all in full compliance with ATO requirements
Project & Job Costing
Job-based ledger setup, progress claim reconciliation, margin tracking, and variation reporting to protect profitability across every project and contract
QBCC & Licensing Compliance
QBCC Minimum Financial Requirements (MFR) financial reporting support, ASIC lodgements, and licensing compliance for licensed builders, contractors, and developers in Queensland
Payroll & Subcontractor Compliance
Correct classification of employees vs contractors, PAYG withholding, superannuation guarantee compliance, and Single Touch Payroll (STP) lodgement
Business Structuring & Asset Protection
Advice on optimal structures for builders and developers to protect personal assets, distribute profits tax-effectively, and reduce liability exposure
Construction Finance & Equipment Lending
Construction loans, equipment and vehicle finance, chattel mortgage, and tailored refinancing solutions aligned with your project cash flow and tax strategy
Share Transfers & Allotments
Preparing and lodging documentation for share allotments, transfers, and capital restructures
Registered Office Facility
Providing a professional registered office address at our Greenslopes, Brisbane premises for ASIC correspondence
Why Choose FinTax Partners for Construction & Infrastructure?
- Deep industry knowledge of construction sector tax rules GST, retentions, margin schemes, and contractor obligations
- Specialist QBCC MFR financial reporting support to protect your Queensland building licence
- Integrated mortgage and construction finance broking one team for both accounting and lending
- Proactive cash flow management advice tailored to the project-based nature of construction work
- Registered Tax Agents all ATO lodgements are handled compliantly and on time
- Located in Greenslopes, Brisbane serving builders and tradies across South East Queensland
Frequently Asked Questions
The QBCC MFR sets out the minimum net tangible assets a licensed contractor must hold relative to their annual turnover. Licensees are required to self-assess annually and may need to lodge financial information with QBCC. FinTax Partners prepares MFR-compliant financial reports and advises on maintaining your licence thresholds.
GST on construction contracts depends on the contract type and arrangement. Key considerations include the timing of GST on progress payments, retention amounts, the margin scheme for property development, and reverse charge rules for certain transactions. FinTax Partners provides ATO-compliant GST advice specific to the construction industry.
The employee vs contractor distinction for subcontractors in construction is determined by a multi-factor test from the ATO. Incorrect classification can trigger PAYG withholding, superannuation guarantee, and penalty liabilities. FinTax Partners helps construction businesses correctly classify their workforce and structure arrangements compliantly.
Yes. Our in-house mortgage and finance broking team arranges construction loans, equipment finance, vehicle finance, chattel mortgage, and commercial refinancing solutions for builders and infrastructure businesses across QLD, aligned with your tax strategy and project cash flow.
Building a stronger financial foundation for your construction business?
Talk to FinTax Partners in Brisbane 07 3073 1567