Strategic Tax, Accounting & Finance for Builders, Tradies and Infrastructure Specialists
The construction and infrastructure sector operates under unique financial, tax and compliance pressures that general accountants often overlook. From managing cash flow across multi-stage projects and navigating complex GST rules on construction contracts, to maintaining QBCC licensing compliance and arranging project finance, the financial demands on builders, developers, subcontractors and infrastructure firms are significant.
At FinTax Partners in Greenslopes, Brisbane, we specialise in practical accounting, taxation and lending solutions designed for the construction industry. We understand how construction businesses operate: progress claims, retention amounts, contract variations, subcontractor arrangements and the constant pressure of project cash flow. We structure our advice around these realities.
Whether you are a sole trader, a growing construction SME, or a large-scale infrastructure developer, our team provides the financial clarity, compliance confidence and lending access you need to run profitable, protected projects.
Challenges We Understand
We work with construction businesses every day and understand the specific financial pressures you face:
- Managing cash flow gaps between progress claims, retentions and supplier payments
- Navigating complex GST rules, including the margin scheme, reverse charge and retention accounting
- Meeting QBCC Minimum Financial Requirements (MFR) reporting obligations to protect your licence
- Structuring contractor and subcontractor relationships correctly under ATO PAYG and superannuation guarantee rules
- Accessing construction finance, equipment lending and vehicle finance at the right cost
- Job-level profitability visibility across multiple concurrent projects and contracts
Our Services for Construction & Infrastructure
Construction Tax Planning & BAS/GST
Industry-specific GST advice on construction contracts, margin schemes, retention accounting and contractor or subcontractor PAYG obligations, in full compliance with ATO requirements.
Project & Job Costing
Job-based ledger setup, progress claim reconciliation, margin tracking and variation reporting to protect profitability across every project and contract.
QBCC & Licensing Compliance
QBCC Minimum Financial Requirements (MFR) financial reporting support, ASIC lodgements and licensing compliance for licensed builders, contractors and developers in Queensland.
Payroll & Subcontractor Compliance
Correct classification of employees versus contractors, PAYG withholding, superannuation guarantee compliance and Single Touch Payroll (STP) lodgement.
Business Structuring & Asset Protection
Advice on the right structures for builders and developers to protect personal assets, distribute profits tax-effectively and reduce liability exposure.
Construction Finance & Equipment Lending
Construction loans, equipment and vehicle finance, chattel mortgage and refinancing through our affiliated finance company, aligned with your project cash flow and tax strategy.
Why Choose FinTax Partners for Construction & Infrastructure?
- Deep industry knowledge of construction-sector tax rules: GST, retentions, margin schemes and contractor obligations
- Specialist QBCC MFR financial reporting support to help protect your Queensland building licence
- Integrated accounting and construction finance: one team for both your books and your lending, with finance arranged through our affiliated finance company
- Proactive cash flow management advice tailored to the project-based nature of construction work
- Registered Tax Agents, so all ATO lodgements are handled compliantly and on time
- Located in Greenslopes, Brisbane, serving builders and tradies across South East Queensland
We support builders, tradies, subcontractors and developers across Brisbane, including Greenslopes, Carina, Carindale, Mount Gravatt, Wishart, Mansfield, Eight Mile Plains and the wider Southside, as well as construction businesses across South East Queensland.
Frequently Asked Questions
The QBCC MFR set out the minimum net tangible assets a licensed contractor must hold relative to their annual turnover. Licensees must self-assess annually and may need to lodge financial information with the QBCC. We prepare MFR-compliant financial reports and advise on maintaining your licence thresholds.
GST on construction contracts depends on the contract type and arrangement. Key considerations include the timing of GST on progress payments, retention amounts, the margin scheme for property development and reverse charge rules for certain transactions. We provide ATO-compliant GST advice specific to the construction industry.
The employee versus contractor distinction for subcontractors is determined by a multi-factor test applied by the ATO. Incorrect classification can trigger PAYG withholding, superannuation guarantee and penalty liabilities. We help construction businesses classify their workforce correctly and structure arrangements compliantly.
Yes. Through our affiliated finance company, we arrange construction loans, equipment finance, vehicle finance, chattel mortgage and commercial refinancing for builders and infrastructure businesses across Queensland, aligned with your tax strategy and project cash flow.
Building a Stronger Financial Foundation for Your Construction Business?
Talk to FinTax Partners in Brisbane. Book a meeting or call (07) 3073 1567.