The festive season is one of the best times of year, but for business owners it can also be one of the most financially stressful. Income often slows over December and January, while expenses, wages and tax obligations keep rolling on. The businesses that sail through the break are the [...]
Interest Rates at a 15-Year High: What the RBA’s 3 November Decision Could Mean for Your Mortgage Mortgage holders have felt the pressure build this year. On 29 September, the Reserve Bank of Australia (RBA) lifted the official cash rate to 4.60%, its fourth increase of 2026 and the highest [...]
ATO Scams Are Surging Before the 31 October Deadline: How to Protect Yourself As the 31 October tax deadline approaches, so does something far less welcome: a wave of scams impersonating the ATO and myGov. Scammers know that millions of Australians are expecting to hear from the tax office right [...]
Book a Meeting (07) 3073 1567 Disclaimer This article is general information only and does not take into account your personal objectives, financial situation or needs. It is not tax, financial or legal advice. Some measures referred to are proposals and may change or not become law. Tax rules and [...]
First Home Buyer Grants and Schemes in Brisbane: Your 2026 Guide Spring is the busiest time of year in the Brisbane property market, and if you are buying your first home, there has never been more help available. Between the federal 5% deposit scheme, the Queensland First Home Owner Grant, [...]
Tax Planning and Home Loan Borrowing Power: What Australians Should Know in 2026 Buying a home, refinancing a mortgage or investing in property involves more than comparing interest rates. Your income, expenses, existing debts, tax position and financial records can all influence your borrowing capacity and the loan options available [...]
RBA CASH RATE, WHAT THE 29 SEPTEMBER DECISION MEANS FOR YOUR MORTGAGE All eyes are on the Reserve Bank of Australia (RBA) again. The Board makes its next interest rate decision on 29 September 2026, and for anyone with a mortgage, or thinking about buying, it is worth understanding what [...]
If you lodge your own tax return, the clock is ticking. The deadline to lodge your 2025-26 return is 31 October 2026, and it is closer than most people think. Miss it, and you could face penalties and interest that grow the longer you wait. There is good news, though. [...]
INTRO The biggest change to how Australian employers pay superannuation in decades is now in effect. Since 1 July 2026, Payday Super requires employers to pay super at the same time as wages, every pay cycle, rather than quarterly. This is not a proposal. It is law, and it applies [...]
Superannuation has just seen its most significant tax change in years. Division 296, a new tax on very large super balances, has passed Parliament and takes effect from 1 July 2026. If you have a self-managed super fund (SMSF) or a large balance in any fund, it is worth understanding [...]
